Lightning-powered payments on WhatsApp

Send money
like you send
a message.

Stablecoins and Bitcoin over WhatsApp — no apps, no downloads, no seed phrases. For 3 billion people already on WhatsApp, money should move as naturally as a chat.

3B+ WhatsApp users worldwide
$4T+ Stablecoins moved in 2024
<2s Settlement on Lightning
S
Sati Bot ⚡ Online
$10 USDC to Maria 💸
For dinner last night 🍽️ 📝
Paying Elena $15 USDC 💸
⚡ Payment received
15.00 USDC
from Felipe
Your balance $127.45 USDC
Ask Sati anything...
The payment that took 3 seconds to send
Real scenarios

Money moves where life happens.

In regions where local currencies collapse and banking is a luxury, Sati is already closing the gap between conversations and cash flow.

Mexico
🌮

A CDMX food stall owner gets paid in USDC by a customer in New Jersey — no Western Union, no bank account needed.

Time under 2 seconds
Fee under 1%
Nigeria
💼

A Lagos freelancer receives USDC from a US client for design work, converts to naira via the Sati bot, and buys airtime instantly.

Problem solved Dollar scarcity, FX delays
UX one WhatsApp message
Turkey
🏠

A family in Istanbul sends lira savings into USDC to protect against inflation — then swaps back when the market stabilizes, all in one chat.

Insight Savings in stablecoins, not banks
Swap fee 0.7–0.85%
Ethiopia
✈️

An Addis Ababa digital nomad gets paid in USDC, pays a local vendor in birr, and splits a hotel bill with a friend — all via WhatsApp.

Volume 180% YoY growth in ET
Settlement always-on, 24/7
The mechanism

Zero friction from message to money.

01

Message the bot

Open any WhatsApp chat. Send a message to the Sati bot — that's it. No app download, no account creation, no KYC maze.

02

Set your PIN, own your keys

Choose a PIN combined with your phone's fingerprint. Your wallet data is encrypted and stored only on your device — Sati never sees it.

03

Send or receive in one message

Type "$10 to Maria" and send. Or receive USDC from anyone — it lands in your wallet instantly, on Lightning. No waiting days.

04

Cash out or hold

Convert to local currency, pay bills, or hold USDC as your savings. Your WhatsApp balance is always accessible — no bank required.

Fully noncustodial — only you control your funds
Lightning Network — settles in under 2 seconds
Custom encryption + PIN + biometric lock
Built different

Why Sati changes the game.

Most fintech tries to make crypto feel like banking. Sati makes money feel like texting.

🌍

No new app needed

WhatsApp is already on your phone. That's 3 billion people who don't need to download anything new to start using digital dollars.

🔐

Noncustodial by design

Your keys, your money. Wallet data encrypted on your device — Sati never holds your funds or sees your PIN. Like cash in a personal safe.

Lightning fast, always-on

Settles in under 2 seconds. No bank hours, no business days, no waiting. International transfers that clear instantly, even on weekends.

💰

Hold stable dollars

USDC and USDT — digital dollars that move at chat speed. Escape inflation, dollar scarcity, and FX volatility without leaving WhatsApp.

🤝

Your contact list is your network

Every person in your WhatsApp is already a potential sender or recipient. No晦涩 addresses, no copy-paste errors — just send to a name.

📊

Merchant-ready

Small businesses can receive USDC payments via WhatsApp bot. Freelancers get paid in stablecoins. No payment processor required.

The mission
"Bitcoin was not meant to be an asset for Wall Street — it was built for peer-to-peer money, borderless and accessible. Stablecoins are its missing layer: the dollar access billions need, delivered at chat speed."

— Felipe Servin, Founder of Sati

We believe financial infrastructure should disappear. When sending $20 to a friend feels as natural as sending a meme, we've won. That's the world we're building — one WhatsApp message at a time.